With the incidence of security threats increasing every year, banks need reliable security solutions — such as those that use biometric technology — to prevent unauthorised users from accessing core banking systems, comply with industry regulations around security, and protect customers and assets from password or identity theft.
Techno Brain’s Centralised Biometric Authentication (CBA) solution for core banking systems, protects sensitive data against theft, loss, and misuse. It represents the most effective real-time authentication tool available to fortify the security of financial institutions’ systems. With this solution, banks can deploy multi-factor authentication — including two or more attributes from among PIN numbers, passwords, fingerprints, iris scans, and so on — for system access.
This solution is built on SecuRegister™ — our multi-modal biometric platform — which collects and manages biometric data, enables continuous enrolment of individuals, and allows identity information to be shared securely.
The system comprises an admin console and an authentication module.The admin console enables user profiles to be set up using live fingerprint scanners, linking core banking usernames to employee fingerprints, and ensures information integrity with an automated log of all successful and failed fingerprint authentication attempts.
The authentication module authenticates every enrolled member of the core banking system. A user’s ID and password are first authenticated; upon successful authorisation, the system invokes a second level of authentication through fingerprint verification. This module can be integrated with any core banking system.