Techno Brain | Hosted Core Banking Solutions
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Hosted/On-Premise Core Banking Solutions
Overview
Integrated platform of intelligent banking applications

Techno Brain’s Core Banking solution is a comprehensive solution for retail and commercial banks, cooperatives, and microfinance institutes. Our next-generation enterprise banking solution enables banks to meet the challenges of intense competition, reduced margins, and increased customer expectations. It equips banks with a unique competitive edge. A radical solution that provides a unified back-office processing environment for retail and corporate banking operations with a flexible, scalable, modular architecture. The solution is euro-ready, and offers rich, comprehensive functionality using contemporary technology. The solution is designed to offer flexibility to financial institutions for easy adaptability to market needs; it also enables banks to improve their overall operational effectiveness, and offers effective control and risk management — which drives improved, more reliable customer service. Our Core Banking solution is a multi-currency, multilingual system that leverages the proven reliability of the Microsoft .NET technology platform. Developed on a browser architecture, the solution uses a relational database, and offers banks unlimited freedom to choose from leading Windows-based hardware. Its premium online transaction processing system efficiently services high-volume retail transactions. With Techno Brain’s Core Banking solution, banks can choose the set of functional modules that they wish to offer customers. The features of the system include:
Core Services
• A comprehensive Customer Information System
• A powerful General Ledger — a user-definable, multi-currency system that supports unlimited levels of account consolidation

• An integrated Risk Management System that helps track exposure and liability through a variety of reports
• A flexible Management Information System for obtaining meaningful, analytical reports, which are vital for taking management decision
Common Facilities
• A clearing module, with an integrated clearing interface for automated clearing houses and manual clearing
• Standing instructions, automating the periodic processing of customer instructions
• Signature verification for image capture and retrieval
• Reconciliation, for reconciling balances and transactions in various accounts
• Electronic messaging for integrated message transfer over SWIFT and telex
• Report generator for generation of various reports as a part of the MIS
Key Features
• Current and savings accounts
• Term deposits
• Retail and commercial loans, supporting the entire loan lifecycle
• Guarantees and Letters of Credit and Bills (LC & Bills) for trade finance requirements
• Treasury Products including Foreign Exchange (FX) and Money Market (MM) contracts, with an integrated dealing-room decision support system
• Investments to handle primary and secondary market deals (future roadmap)
• Funds transfer to process all types of internal inward and outward transfers

Benefits
  • Interfaces with various institutional delivery channels, including manual/automated clearing houses, SWIFT, payment systems and central bank for reporting
  • Reduces time-to-market for banking products or services
  • Standardises products or services offered by a bank
  • Decreases time and effort to process customer contracts
  • Strikes an optimum balance between standardisation and flexibility
  • Supports the setting up of standard rules, parameters, and methodologies for common services — accounting, risk monitoring, settlements, messaging, interest, charges, commission, tax and brokerage — used by the front-end modules
  • Provides simple, modular expansion towards future enhancements and consolidation of accounts across functional modules for MIS purposes
  • Features a user-friendly, intuitive GUI with a multi-screen interface where the user has the ability to work on multiple documents or screens at the same time
  • Allows for customisation to suit dynamic market needs
  • Performs operations in virtually impenetrable, high-security conditions
  • Uses a dual control methodology wherein every operation must be authorised by another user with the requisite rights
  • Incorporates a sophisticated Customer Information System (CIS) that enables true relationship banking
  • Supports 24x7 banking convenience for all retail transactions through delivery channels including branches, ATMs, POS terminals, call centres, mobile, and online
  • Provides a range of pre-defined management information reports that meet most requirements for standard business processes
 
Learn More

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In focus
CONTACT

PO Box 57666-00200, Heritan House

Woodlands Road, Off Argwings Kodhek Road

Opposite DoD Headquarters

Nairobi

Tel: +254 738 770 186 / 734 770 187

Fax: +254 20 224 6186

info@technobraingroup.com